Consumer Loan Debt-Service-to-Income (DSTI) limit
| Announcement Date | Effective Date | DSTI limit | Details |
| 2018.06.15 | 2019.01.01 | 70% | MPC Statement |
| 2019.03.21 | 2019.04.01 | 60% | MPC Statement |
| 2024.07.02 | 2024.07.05 | 55% | MPC Statement |
| 2025.03.07 | 2025.03.10 | 50% | MPC Statement |
| 2026.01.16 | 2026.01.19 | 45% | MPC Statement Decree /in Mongolian/ |
Consumer Loan Maturity Limit
| Announcement Date | Effective Date | Maturity Limit | Details |
| 2018.09.20 | 2019.01.01 | 30 months | MPC Statement Decree /in Mongolian/ |
Reserve Requirements
- Changes to reserve requirement ratios: Reserve requirement ratio changes
Other Macroprudential Policy Decisions
- Since extending foreign currency credit to unhedged borrowers or households and corporations with limited income in foreign currency, would create pressure on borrower’s debt and augment the vulnerabilities in the economy and financial sector, the risk weight on unhedged foreign exchange loans is raised to 150%, effective from January 1, 2019. /MPC Statement/
- With the aim of discouraging bank deposit dollarization, a decision was made to reduce remuneration on MNT reserve requirements issued to banks proportionally based on the ratio of foreign currency-denominated (FX) deposits with relatively higher rates and FX current accounts, effective from August 24, 2020. /MPC Statement/
- With the aim of reducing growth in loans extended by banks to the non-bank financial sector and the associated interconnectedness risk, banks and their related parties have been prohibited from providing new financing in any form — directly or indirectly — to non-bank financial institutions (NBFIs), savings and credit cooperatives (SCCs), entities engaged in monetary loan activity, and non-bank financial leasing entities, and this has been enforced since April 23, 2025.
- To promote a shift in the composition of foreign funding toward longer-term and more stable sources, it was decided that an amount equivalent to 25 percent of newly raised foreign-currency bonds and loan funding obtained by banks from international markets on or after October 1, 2026, with maturities ranging from 360 days up to three years, shall be included in the funding base for the calculation of reserve requirements. /MPC Statement/